Disclosures

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

CAIA® is a registered certification mark owned and administered by the Chartered Alternative Investment Analyst Association.

The ChFC® mark is the property of The American College, which reserves sole rights to its use, and is used by permission.

Chartered Retirement Planning Counselor℠, CRPC ®, and the CRPC ® logo are certification marks or registered certification marks of The College of Financial Planning Institutes Corp. in the United States.